Louis Hernandez Jr. is the founder, Managing Partner, CEO, and major investor of Black Dragon Capital. Mr. Hernandez is an award-winning entrepreneur, successful investor, philanthropist, advocate, and recognized speaker and author. Mr. Hernandez is a proven growth-oriented technology executive and investor with expertise in operational execution and results-driven performance across complex technical sectors, including financial services, fintech, digital platforms, and media technologies.

His focus and passion are advancing technology initiatives that enable collaboration and improve financial access and economic opportunity for individuals and communities.

After more than 30 years of successfully operating, advising, and investing in companies across all stages of development, Mr. Hernandez founded Black Dragon Capital to create a private equity firm that combines deep operational expertise with strategic technology investment.

Through this work, Mr. Hernandez has helped guide the development of fintech platforms such as Veep Software. Veep is an AI-powered platform designed to improve financial wellness by enabling secure earned wage access and real-time payroll-based financial services for employees through trusted financial institutions.

By integrating advanced AI-driven risk modeling and digital banking connectivity, Veep allows employers, banks, and credit unions to offer safe and responsible early access to earned wages while helping employees better manage their financial lives.

Mr. Hernandez continues to work with management teams and financial institutions to expand innovative fintech platforms that improve financial inclusion and strengthen relationships between financial institutions, employers, and their communities.

He is a sought-after advisor to global organizations and governments and has served on boards including HSBC, Infosys, and Edison.

He is the author of four books and frequently appears on Fox Business, CNBC, ABC News, and Bloomberg TV discussing technology and economic transformation.

His philanthropic initiatives include For A Bright Future Foundation as well as his leadership in Dragons Academy and Dragons Elite.